Everything I explain to buyers, written down.
No email required to read any of it. If it saves you a phone call, good. If it makes you want to have the phone call, even better.
First-time buyer guide
The free PDF. Down payment math, closing costs, every BC first-time buyer programme, and twelve red-flag questions to ask before signing anything.
Get the guide →The BC buying process
Twelve steps from pre-approval to keys, an itemised closing cost breakdown, the subject clauses that protect you, and who does what on your team.
Read the process →Strata and condo guide
Form B, depreciation reports under the current BC rules, special levies, condo versus townhouse, and the ten things that make me slow down.
Read the strata guide →Surrey neighbourhood guide
Seven areas, who each one suits, what you give up, the SkyTrain extension without the hype, and how to check a school catchment properly.
Explore Surrey →Fraser Valley market update
Real board numbers, updated monthly, and what they actually mean if you are the one buying.
See the numbers →Mortgage calculator
Canadian math, including default insurance, property tax and strata fees. No sign-up.
Run the numbers →Rather just ask a person?
Thirty minutes, no obligation, no sales pitch. Bring the questions you feel silly asking. Those are usually the important ones.
Book a free 30-minute callA quick, honest note on what this page is
I am a licensed real estate representative in British Columbia. I am not a mortgage broker, a lawyer, a notary, an accountant or a home inspector, so nothing here is mortgage, legal, tax or financial advice.
What you are reading is the general, plain-language version of things I explain to buyers every week, written so you walk into your own decisions already knowing the vocabulary. Rules, rates and program limits change. Before you act on anything here, confirm the details with the right licensed professional for that question, and read the actual documents for the actual property.
If I ever stand to receive any benefit from introducing you to another professional, I tell you in writing before you act on the introduction. That is your right under BC rules, and it is also just how I would want to be treated.